Learning Experiences:

Insurance

One of the first things we learned was that our insurance company, with whom we have been a customer for over 45 years, would not insure our trailer if we were living in it full time.  Not even our small trailer that they have insured for 8 years because we will be living in it full time until our new one arrives.

This means that you need to find an insurance company that specializes in insuring full timers.  The various RV clubs like Good Sam and Escapees generally have some offerings but we found one through the RV dealer, which offers insurance through Blue Sky.  They have a connection with Blue Cross/Blue Shield.   They had equal to or better coverage than other offerings and were significantly less expensive.

RV Parks

Now that we will be living full-time in the trailer, it is important to know that RV parks that use the word “Resort” are generally more expensive than ones that don’t and there is no standard by which the word “Resort” can be used.  This means that the amenities could be no better than a lower cost RV Park down the road.  You must read the amenities of any RV park and determine if they will be good for you and worth the money.

RV Sites

Since we will now have a 39’ Fifth Wheel plus dually truck and a trike trailer, we will need to pay more attention to the size of the RV sites.  They are not standard but most pull-thru’s are about 60’.  “Big Rig” sites are generally 65-75’ and back-ins are about 50-55’.

We can get by with a 60’ site if we have a common area to park the truck since we will use our trike motorcycle for most local travel.